1) Always insure yourself at and early age and pay premium on time
2) Always buy insurance from a reputed Company as inurance is always for a
longer period. when your policy mature's the companymust be there to pay.
Check the companies claim settlement ratio.
3) Always take money back policy rather than going in for life time
4) Take a Term Insurance if only necessary as they are payable only on
occurance of risk before the term of policy not payable on maturity
5) Take insurance cover for upto 10-15 times of your net annual income
6) Always insits on policy with loan facility to enable raising loan in need
7) Always spread your risk with diffrent type of plan
8) Always nominate your nearest relative
9) Read and understand offer documents/ proposal before taking policy
to ensure it suits your needs and is understood by you
10) Never jump into conclusion or on hearsay about likely performances
2) Always buy insurance from a reputed Company as inurance is always for a
longer period. when your policy mature's the companymust be there to pay.
Check the companies claim settlement ratio.
3) Always take money back policy rather than going in for life time
4) Take a Term Insurance if only necessary as they are payable only on
occurance of risk before the term of policy not payable on maturity
5) Take insurance cover for upto 10-15 times of your net annual income
6) Always insits on policy with loan facility to enable raising loan in need
7) Always spread your risk with diffrent type of plan
8) Always nominate your nearest relative
9) Read and understand offer documents/ proposal before taking policy
to ensure it suits your needs and is understood by you
10) Never jump into conclusion or on hearsay about likely performances
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